Sirka Real Estate
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5Beds
4Baths
3,291Sqft
$545,000
MLS# 21267279

Overview

5 / 4 / 2
Bed / Bath / Gar
3,291
Sq Ft
2021
Year Built
0.138 acres
Lot Size
216
CDOM
Single Family
Type

Description

UP TO 1% LENDER CREDIT available for conventional, FHA, VA loans which can be used to provide a 12-month introductory interest rate 1% BELOW market when using the preferred lender. Looking for a 5-bedroom home in Celina that offers both space and functionality? Welcome to 3428 Etta Terrace in Homestead at Ownsby Farms, where thoughtful design, flexible living spaces, and everyday convenience come together in a home built for the way you live. Even better, the washer, dryer, and refrigerator all convey with the home, providing a valuable move-in-ready advantage and saving buyers thousands in upfront appliance expenses. Built in 2021, this 3,291-square-foot home features a bright, open-concept layout that seamlessly connects the main living area and kitchen, creating an inviting space for entertaining and daily life. The kitchen is equipped with granite countertops, a large center island, stainless steel appliances, and a spacious walk-in pantry for effortless organization. The private primary suite is tucked away on the main level and offers a relaxing retreat with dual sinks, a garden tub, separate shower, and generous storage. A secondary bedroom and full bath downstairs provide the perfect setup for guests, a home office, or multi-generational living. Upstairs, you'll find additional bedrooms along with a versatile living area that can easily serve as a game room, media room, playroom, or workspace. Outside, the covered patio and fenced backyard provide a comfortable setting for outdoor dining, relaxing evenings, and family gatherings. Residents of Homestead at Ownsby Farms enjoy access to a community pool, playground, fishing areas, and green spaces. Conveniently located near Old Celina Park, Celina High School, and the shopping, dining, and entertainment options along Preston Road, this home offers the perfect combination of neighborhood amenities, modern comfort, and everyday convenience.

Mortgage Calculator

$
%
20% · $109,000
0%50%
Principal & Interest$2,756(70%)
Property Tax (est. 2%)$908(23%)
Homeowner's Insurance (est.)$227(6%)
HOA$51(1%)
Est. Monthly Payment$3,942/mo
Est. Monthly$3,942

Estimate only — contact a lender for actual rates and terms. Property tax estimate based on 2% of purchase price.

Rooms

Primary Bedroom
15 x 16 / 1
Bedroom
10 x 13 / 2
Bedroom
12 x 10 / 2
Bedroom
10 x 11 / 2
Bedroom
10 x 14 / 1
Primary Bathroom
9 x 9 / 1
Living Room
16 x 18 / 1
Kitchen
17 x 11 / 1
Game Room
18 x 15 / 2
Appliances
Dishwasher, Electric Oven, Gas Cooktop, Disposal, Microwave
Interior Features
Granite Counters, Kitchen Island, Open Floorplan, Pantry, Walk In Closets
Flooring
Ceramic Tile, Other
Fireplaces
1 · Gas Log, Living Room
Heating
Central, Natural Gas
Cooling
Central Air, Ceiling Fans, Electric
Utilities
Sewer Available, Water Available
Architectural Style
Traditional, Detached
Construction
Brick
Roof
Composition
Foundation
Slab
Exterior Features
Rain Gutters
Patio / Porch
Covered
Pool
None
Security
Smoke Detectors
Levels
Two
Stories
2
Garage Spaces
2
Attached Garage
Yes
Covered Spaces
2

Schools

Elementary
Marcy Lykins (Celina ISD)
Middle
Jerry & Linda Moore (Celina ISD)
High
Celina (Celina ISD)

HOA

Fee
$607 / SemiAnnually
Fee Includes
All Facilities, Association Management, Maintenance Grounds

Price & Status History

DateEventPrice
5/20/2026Listed for sale
Source: NTREIS #21267279
$545,000

Nearby Properties

Listed by Tanya McQueen · Better Homes & Gardens, Winans
Co-listed by Korey Benton
Source: NTREIS · MLS#: 21267279

Information deemed reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of NTREIS. Real estate listings held by brokerage firms other than Sirka.com are marked with the IDX logo and detailed information about them includes the name of the listing brokers.

© 2026 North Texas Real Estate Information Systems, Inc. All Rights Reserved.

5bed
4bath
2car
$545,000
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